In the consumer world, commercial processes are becoming easier and shorter day by day. Customer relationships have given higher importance than any other. Need of society is tracked, analyzed to eliminate delays in business processes. Transaction processing has gone digital and use of paper money has been reduced to much extent. People are using credit-Debit Cards to purchase the electronic appliances. The online trade has become dominant. Hence, capital money is flowing among the countries more rapidly. Government policies of some countries control capital flow in and out of nation. These policies prevent other businesses to enter into their society. In some cases this conservative attitude thwarts the growth of nation. IMF finds the responsibility to align the world order to manage the monitory flow and growth of different countries. Considering the fast paced world and changes in financial processes, it is required to do a proper study and design a framework that works for persistent growth of nation.